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The cost of raising a child

January 28, 2009

What would you buy if you had £194,000; a top of the range sports car or maybe a new house? Well according to recent research this amount is how much it costs to raise a child!

“Parents are sacrificing holidays and new clothes and cutting back on paying pocket money as the cost of raising a child hits nearly £194,000, a survey showed. A child now costs £193,772 from birth to the age of 21, 4% more than when the same research was carried out last year, according to insurer LV.”

I’m not particularly arguing with the figure, I’m sure with the ‘right’ choices for your children you could clock up a life bill like this; what saddens me is how the media portray ‘having children’ as though it is just another thing to spend your money on and persuade us by adding a few ‘road tested’ reviews to base our ‘decision’ on.

‘Surveys’ like this are a great way of telling society to have very few children or none at all (or begrudge the ones they have). In our postmodern, consumerist society this kind of research will cut right to the heart for many young people; this saddens me so much.

The bible tells us that children are a blessing, a RICH reward and His generous legacy; not merely something to add on to our budget spreadsheet or discuss with our accountant. I’m not denying that increasing our family will increase our ‘outgoings’ but the blessing will increase SO much more as our faith for our family does.

What I’m challenging here is when Christians go down the same thought process of not being able to ‘afford’ children; surely it’s a matter of faith and (in) truth!

Will we allow culture to shape our decisions or will we be formed by the truth of the Word of God?

If our heart is to raise Godly warriors for Christ then NOTHING will stop us; if we just catch a glimpse of the eternal value of having children we open up an opportunity for a faith adventure; not limited by our mindset or financial restraints but instead allowing God to meet ALL our needs.

What is our ultimate goal; to be happy, comfortable, to have ‘nice things’ or even to be merely ‘accepted’ by those around us? These ‘things’ are temporal and will pass away; our ultimate goal is to seek FIRST the Kingdom of God and all its righteousness, and ALL these things will be added to us (Matt 6:33).

I want to celebrate and raise my children appreciating the awesome simplicity of life; my husband and I want to teach them, inspire them, show them and lead them into seeing past the glittery attraction of the latest video games or shoes and to see their life and choices through a biblical world view; a wide screen view of the vast road ahead that God has laid out for them. We want to win their hearts and point them to Jesus; the author and perfector of our faith, the one who allows us to see beyond what we think we ‘need’ and shows us what our hearts truly desire: Jesus!

Our family testimony is that God is eternally faithful; we have known (even this week) God’s awesome financial provision for our family, especially since we have stepped out in faith in deciding to increase our family, home educate our children and live off one income. I am blessed with a hard working husband and a HUGE God who will NEVER let us go without.

I am challenged to challenge the ‘norm’ of family and child rearing in this day and age; let’s not be swayed by societies ‘pull’ to consume and ‘look’ like those around us but let’s be persuaded by the Word of God to stand firm in His truth and live a Kingdom life, a counter-cultural life, a great life!


“Don’t you see that children are God‘s best gift?
the fruit of the womb his generous legacy?
Like a warrior’s fistful of arrows
are the children of a vigorous youth.
Oh, how blessed are you parents,
with your quivers full of children!
Your enemies don’t stand a chance against you;
you’ll sweep them right off your doorstep.”
Psalm 127: 3-5 (TM)
2 Comments leave one →
  1. January 29, 2009 5:00 pm


  2. January 30, 2009 1:10 am


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